/*! RESET & NORMALIZE */
html, body, div, span, applet, object, iframe,
h1, h2, h3, h4, h5, h6, p, blockquote, pre,
a, abbr, acronym, address, big, cite, code,
del, dfn, em, img, ins, kbd, q, s, samp,
small, strike, strong, sub, sup, tt, var,
b, u, i, center,
dl, dt, dd, ol, ul, li,
fieldset, form, label, legend,
table, caption, tbody, tfoot, thead, tr, th, td,
article, aside, canvas, details, embed, 
figure, figcaption, footer, header, hgroup, 
main, nav, output, ruby, section, summary,
time, mark, audio, video {
  margin: 0;
  padding: 0;
  border: 0;
  font-size: 100%;
  font: inherit;
  vertical-align: baseline;
  background: transparent;
  box-sizing: border-box;
}
html {
  font-size: 16px;
  scroll-behavior: smooth;
}
body {
  line-height: 1.6;
  font-family: 'Open Sans', Arial, sans-serif;
  color: #222;
  background: #fff;
  min-height: 100vh;
}
img, picture, video, canvas, svg {
  display: inline-block;
  max-width: 100%;
  height: auto;
}
a {
  color: #174064;
  text-decoration: none;
  transition: color 0.2s;
}
a:focus {
  outline: 2px solid #85B77D;
  outline-offset: 2px;
}
ul, ol {
  padding-left: 1.5em;
}
li {
  margin-bottom: 8px;
  list-style: disc inside;
}
/* TYPOGRAPHY */
h1, h2, h3, h4, h5, h6 {
  font-family: 'Montserrat', Arial, Helvetica, sans-serif;
  font-weight: 700;
  color: #174064;
  margin-bottom: 16px;
  line-height: 1.15;
}
h1 {
  font-size: 2.25rem;
  margin-bottom: 24px;
}
h2 {
  font-size: 1.5rem;
  margin-bottom: 20px;
}
h3 {
  font-size: 1.125rem;
  color: #174064;
  font-weight: 600;
  margin-bottom: 12px;
}
p, ul, ol {
  font-size: 1rem;
  color: #222;
  margin-bottom: 18px;
  font-family: 'Open Sans', Arial, sans-serif;
}
strong, b {
  font-weight: 700;
  color: #174064;
}
/* MAIN LAYOUT */
.container {
  width: 100%;
  max-width: 960px;
  margin: 0 auto;
  padding: 0 20px;
}
.content-wrapper {
  width: 100%;
  display: flex;
  flex-direction: column;
  gap: 20px;
}
.section {
  margin-bottom: 60px;
  padding: 40px 20px;
}
/* HERO SECTION */
.hero {
  background: #F7F2ED;
  width: 100%;
  padding-top: 48px;
  padding-bottom: 48px;
  border-bottom: 1px solid #eee;
}
.hero .content-wrapper {
  align-items: flex-start;
  gap: 8px;
}
.hero h1 {
  font-size: 2.5rem;
  color: #174064;
  margin-bottom: 18px;
  font-weight: 700;
}
.hero p {
  font-size: 1.125rem;
  color: #222;
  margin-bottom: 32px;
}
/* NAVIGATION */
.main-nav {
  display: flex;
  align-items: center;
  gap: 28px;
  background: #fff;
  padding: 18px 20px 12px 20px;
  border-bottom: 1px solid #ededed;
  position: relative;
  z-index: 30;
}
.main-nav a {
  font-family: 'Open Sans', Arial, sans-serif;
  color: #174064;
  font-size: 1rem;
  font-weight: 500;
  padding: 6px 8px;
  border-radius: 4px;
  transition: 
    background 0.15s, 
    color 0.15s;
}
.main-nav a.cta-btn {
  color: #fff;
  background: #174064;
  padding: 10px 24px;
  border-radius: 24px;
  font-size: 1.06rem;
  font-family: 'Montserrat', Arial, Helvetica, sans-serif;
  font-weight: 700;
  box-shadow: 0 2px 18px rgba(23, 64, 100, 0.08);
  margin-left: auto;
  transition: background 0.2s, box-shadow 0.2s;
}
.main-nav a.cta-btn:hover,
.main-nav a.cta-btn:focus {
  background: #85B77D;
  color: #174064;
}
.main-nav a:hover,
.main-nav a:focus {
  background: #F7F2ED;
  color: #174064;
}
.main-nav img {
  height: 32px;
  width: auto;
  margin-right: 16px;
  vertical-align: middle;
}
/* MOBILE NAV */
.mobile-menu-toggle {
  display: none;
  background: none;
  border: none;
  font-size: 2rem;
  color: #174064;
  cursor: pointer;
  position: absolute;
  top: 22px;
  right: 20px;
  z-index: 200;
  padding: 4px 10px;
  border-radius: 8px;
  transition: background 0.15s;
}
.mobile-menu-toggle:focus,
.mobile-menu-toggle:hover {
  background: #85B77D22;
}
.mobile-menu {
  position: fixed;
  top: 0;
  right: 0;
  width: 100vw;
  height: 100vh;
  background: rgba(247, 242, 237, 0.99);
  box-shadow: -2px 0 20px rgba(23, 64, 100, 0.08);
  z-index: 3000;
  transform: translateX(100%);
  transition: transform 0.35s cubic-bezier(.85,0,.15,1);
  display: flex;
  flex-direction: column;
  align-items: flex-end;
  padding: 0;
  visibility: hidden;
  opacity: 0;
}
.mobile-menu.open {
  transform: translateX(0);
  visibility: visible;
  opacity: 1;
  transition: transform 0.38s cubic-bezier(.85,0,.15,1), opacity 0.17s;
}
.mobile-menu-close {
  margin-top: 18px;
  margin-right: 24px;
  font-size: 2rem;
  background: none;
  border: none;
  color: #174064;
  cursor: pointer;
  transition: background 0.12s;
  padding: 6px 12px;
  border-radius: 8px;
}
.mobile-menu-close:focus,
.mobile-menu-close:hover {
  background: #85B77D44;
}
.mobile-nav {
  display: flex;
  flex-direction: column;
  width: 100%;
  margin-top: 64px;
  gap: 20px;
  align-items: flex-start;
  padding-left: 40px;
}
.mobile-nav a {
  font-size: 1.15rem;
  color: #174064;
  font-family: 'Open Sans', Arial, sans-serif;
  font-weight: 600;
  padding: 12px 0 12px 8px;
  border-radius: 8px;
  transition: background 0.18s, color 0.16s;
  min-width: 160px;
  min-height: 44px;
}
.mobile-nav a:hover,
.mobile-nav a:focus {
  background: #85B77D33;
  color: #174064;
}
@media (max-width: 1050px) {
  .main-nav {
    gap: 16px;
  }
  .main-nav a.cta-btn {
    margin-left: 0;
  }
}
@media (max-width: 900px) {
  .main-nav {
    gap: 9px;
    padding-left: 10px;
    padding-right: 10px;
  }
}
@media (max-width: 790px) {
  .main-nav {
    display: none;
  }
  .mobile-menu-toggle {
    display: block;
  }
}
/* LAYOUT SECTIONS + FLEXBOX PREFERENCES */
.section {
  margin-bottom: 60px;
  padding: 40px 20px;
}
.card-container {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
}
.card {
  background: #fff;
  border-radius: 16px;
  box-shadow: 0 1px 10px rgba(40,40,60,0.06);
  padding: 32px 24px;
  margin-bottom: 20px;
  position: relative;
  transition: box-shadow 0.19s, transform 0.19s;
}
.card:hover,
.card:focus-within {
  box-shadow: 0 5px 22px rgba(23, 64, 100, 0.10);
  transform: translateY(-2px) scale(1.015);
}
.content-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  justify-content: space-between;
}
.text-image-section {
  display: flex;
  align-items: center;
  gap: 30px;
  flex-wrap: wrap;
}
.testimonial-card {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 12px;
  background: #fff;
  border-radius: 16px;
  padding: 26px 24px 20px 24px;
  margin-bottom: 24px;
  box-shadow: 0 1px 12px rgba(23,64,100,0.09);
  border: 1px solid #ede9e3;
  max-width: 460px;
  color: #174064;
  transition: box-shadow 0.22s;
}
.testimonial-card p {
  font-size: 1.08rem;
  color: #222;
}
.testimonial-card strong {
  color: #174064;
}
.testimonial-card img {
  height: 24px;
  width: 24px;
  margin-right: 2px;
}
.feature-item {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 15px;
}
.faq-accordion h3 {
  cursor: pointer;
  font-size: 1.09rem;
  margin-bottom: 3px;
}
.faq-accordion p {
  margin-bottom: 12px;
  padding-left: 8px;
  font-size: 0.97rem;
}
.text-section {
  background: #FAF8F6;
  border-radius: 12px;
  padding: 32px 24px;
}
/* BLOG */
.blog-read-more {
  display: inline-block;
  font-size: 0.98rem;
  color: #174064;
  margin-top: 2px;
  border-bottom: 1px solid #17406444;
  transition: color 0.2s, border-bottom 0.2s;
}
.blog-read-more:hover,
.blog-read-more:focus {
  color: #85B77D;
  border-bottom: 2px solid #85B77D;
}
/* BUTTONS & CTAs */
.cta-btn {
  display: inline-block;
  background: #174064;
  color: #fff;
  padding: 13px 38px;
  border-radius: 24px;
  font-family: 'Montserrat', Arial, Helvetica, sans-serif;
  font-weight: 700;
  font-size: 1.08rem;
  box-shadow: 0 2px 24px rgba(23,64,100,0.07);
  outline: none;
  border: none;
  transition: background 0.18s, color 0.15s, box-shadow 0.17s, transform 0.16s;
  cursor: pointer;
  margin-top: 10px;
}
.cta-btn:hover,
.cta-btn:focus {
  background: #85B77D;
  color: #174064;
  box-shadow: 0 5px 32px rgba(133,183,125,0.07);
  transform: scale(1.04);
}
button, .btn {
  background: #85B77D;
  color: #174064;
  font-family: 'Montserrat', Arial, Helvetica, sans-serif;
  font-weight: 700;
  border-radius: 22px;
  border: none;
  padding: 10px 22px;
  font-size: 1rem;
  margin: 0 4px 0 0;
  cursor: pointer;
  transition: background 0.18s, color 0.15s;
}
button:hover, .btn:hover,
button:focus, .btn:focus {
  background: #174064;
  color: #fff;
}
/* FOOTER */
footer {
  background: #F7F2ED;
  padding: 32px 0 16px 0;
  display: flex;
  flex-direction: column;
  align-items: center;
  border-top: 1px solid #ede9e3;
}
footer nav {
  display: flex;
  gap: 24px;
  margin-bottom: 10px;
}
footer nav a {
  color: #174064;
  font-size: 0.97rem;
  opacity: 0.85;
  transition: color 0.15s, opacity 0.15s;
}
footer nav a:hover,
footer nav a:focus {
  color: #85B77D;
  opacity: 1;
}
.footer-contact {
  display: flex;
  align-items: center;
  gap: 24px;
  flex-wrap: wrap;
  font-size: 0.99rem;
  color: #174064;
  margin-bottom: 8px;
}
.footer-contact img {
  height: 18px;
  vertical-align: middle;
  margin-right: 6px;
}
.footer-branding {
  display: flex;
  align-items: center;
  gap: 10px;
}
.footer-branding img {
  height: 26px;
  width: 26px;
}
.footer-branding span {
  font-size: 0.98rem;
  color: #174064;
  opacity: 0.7;
}
/* COOKIE CONSENT BANNER */
.cookie-banner {
  position: fixed;
  left: 0;
  right: 0;
  bottom: 0;
  background: #fff;
  border-top: 1px solid #ede9e3;
  box-shadow: 0 -2px 18px rgba(23, 64, 100, 0.048);
  z-index: 9999;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 18px 20px;
  gap: 24px;
  transition: transform 0.39s cubic-bezier(.78,.1,.19,.98), opacity 0.18s;
  opacity: 1;
}
.cookie-banner.hide {
  opacity: 0;
  pointer-events: none;
  transform: translateY(40px);
}
.cookie-banner p {
  margin-bottom: 0;
  color: #222;
  font-size: 0.97rem;
  flex: 1 1 auto;
}
.cookie-banner .cookie-actions {
  display: flex;
  gap: 14px;
  align-items: center;
}
.cookie-banner button {
  padding: 9px 18px;
  font-size: 0.96rem;
  border-radius: 16px;
  background: #85B77D;
  color: #174064;
  font-family: 'Montserrat', Arial, Helvetica, sans-serif;
  border: none;
  font-weight: 600;
  cursor: pointer;
  transition: background 0.17s, color 0.15s;
}
.cookie-banner button.accept {
  background: #174064;
  color: #fff;
}
.cookie-banner button.accept:hover,
.cookie-banner button.accept:focus {
  background: #85B77D;
  color: #174064;
}
.cookie-banner button.reject {
  background: #ede9e3;
  color: #174064;
}
.cookie-banner button.reject:hover,
.cookie-banner button.reject:focus {
  background: #c5d9be;
  color: #174064;
}
.cookie-banner button.settings {
  background: transparent;
  color: #174064;
  border: 1px solid #17406422;
}
.cookie-banner button.settings:hover,
.cookie-banner button.settings:focus {
  border: 1px solid #85B77D;
  color: #85B77D;
}
/* COOKIE MODAL */
.cookie-modal-overlay {
  position: fixed;
  left: 0; right: 0; top: 0; bottom: 0;
  background: rgba(23,64,100,0.18);
  display: flex;
  align-items: center;
  justify-content: center;
  z-index: 20000;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.2s;
}
.cookie-modal-overlay.show {
  opacity: 1;
  pointer-events: all;
}
.cookie-modal {
  background: #fff;
  border-radius: 16px;
  max-width: 360px;
  width: 92vw;
  box-shadow: 0 2px 32px rgba(23,64,100,0.16);
  padding: 32px 18px 22px 18px;
  display: flex;
  flex-direction: column;
  gap: 18px;
}
.cookie-modal h2 {
  font-size: 1.28rem;
  color: #174064;
  margin-bottom: 12px;
}
.cookie-modal .cookie-category {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 9px;
}
.cookie-modal label {
  font-size: 1rem;
  color: #174064;
  font-weight: 600;
}
.cookie-modal input[type=checkbox] {
  accent-color: #174064;
  width: 20px;
  height: 20px;
}
.cookie-modal .modal-buttons {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 10px;
}
.cookie-modal button {
  min-width: 110px;
}
/* ANIMATION FOR ACCESSIBILITY */
@media (prefers-reduced-motion: no-preference) {
  .cookie-modal, .cookie-banner, .mobile-menu {
    will-change: transform, opacity;
  }
}
/* GENERAL SPACING & WHITESPACE */
main {
  display: flex;
  flex-direction: column;
  gap: 40px;
}
section {
  margin-bottom: 40px;
}
/* RESPONSIVE DESIGN */
@media (max-width: 660px) {
  h1 {
    font-size: 1.65rem;
  }
  h2 {
    font-size: 1.25rem;
    margin-bottom: 13px;
  }
  .container {
    padding: 0 12px;
  }
  .testimonial-card {
    padding: 16px 9px 14px 9px;
  }
  .footer-contact {
    gap: 8px;
    flex-direction: column;
    align-items: flex-start;
    font-size: 0.93rem;
  }
  .footer-branding img {
    height: 20px;
    width: 20px;
  }
}
@media (max-width: 800px) {
  .container {
    max-width: 100vw;
    padding: 0 10px;
  }
  .card {
    padding: 18px 10px;
  }
  .section {
    padding: 28px 8px;
    margin-bottom: 35px;
  }
  .text-section {
    padding: 18px 9px;
  }
}
@media (max-width: 768px) {
  .content-grid, .card-container, .text-image-section {
    flex-direction: column !important;
    gap: 18px !important;
    align-items: flex-start !important;
  }
  .main-nav {
    gap: 3px !important;
  }
}
@media (max-width: 520px) {
  .cookie-banner {
    flex-direction: column;
    gap: 10px;
    align-items: flex-start;
    padding: 14px 8px;
  }
  .cookie-modal {
    padding: 16px 4vw 14px 4vw;
  }
}
/* DETAILS & MICRO-INTERACTIONS */
.cta-btn, button, .btn, .main-nav a, .mobile-nav a, .blog-read-more {
  transition: 
    background 0.18s, 
    color 0.15s, 
    box-shadow 0.17s, 
    border-bottom 0.17s, 
    transform 0.15s;
}
/* ACCESSIBILITY FOCUS VISIBLE */
.cta-btn:focus, .main-nav a:focus, .mobile-nav a:focus, .cookie-banner button:focus, .cookie-modal button:focus {
  outline: 2px solid #85B77D;
  outline-offset: 2px;
}
/* Z-INDEX LAYERING */
header, .main-nav {
  z-index: 2;
  position: relative;
}
.mobile-menu {
  z-index: 200;
}
.mobile-menu-close {
  z-index: 210;
}
.cookie-banner {
  z-index: 9999;
}
.cookie-modal-overlay {
  z-index: 20000;
}
/* MISC */
::-webkit-input-placeholder { color: #b5b5b5; opacity:1; }
::-moz-placeholder { color: #b5b5b5; opacity:1; }
:-ms-input-placeholder { color: #b5b5b5; opacity:1; }
::placeholder { color: #b5b5b5; opacity:1; }

/* Utility: Hide visually (not for critical content) */
.sr-only { position: absolute; width:1px; height:1px; margin:-1px; overflow: hidden; clip-path:inset(10px); border:0; padding:0; }